I’ve been watching the mortgage market long enough to know that timing matters — but so does awareness. Too often, homeowners hear about refinancing and think it’s complicated, expensive, or…
When I refinanced my first mortgage, I assumed my credit score would stay exactly the same. Instead, it dipped—and that small change opened my eyes to how refinancing really affects…
I’ve worked with countless homeowners over the years, and one truth keeps surfacing: the 30-year mortgage, while standard, is not a life sentence. Yet, many smart, hardworking individuals unknowingly accept…
I’ve seen too many smart homeowners fall into the 30-year mortgage trap—and the truth is, it’s completely avoidable. For most people, paying off a mortgage feels like a far-off milestone,…