I’ve worked with countless homeowners over the years, and one truth keeps surfacing: the 30-year mortgage, while standard, is not a life sentence. Yet, many smart, hardworking individuals unknowingly accept…
I’ve seen too many smart homeowners fall into the 30-year mortgage trap—and the truth is, it’s completely avoidable. For most people, paying off a mortgage feels like a far-off milestone,…
An interest-only mortgage lets you pay just the interest on your loan for an initial period—giving you lower monthly payments upfront but bigger ones later. As someone who’s helped dozens…
It’s a buyer’s market when homes stay longer on the market, prices stagnate or drop, inventory rises, and sellers offer concessions. It’s a seller’s market when homes sell quickly, often…