I’ve lost count of how many buyers have told me, “I’m just going to find a house first and then figure out the mortgage.” Every time, I cringe a little…
I’ve seen too many homeowners overcomplicate the idea of refinancing — or worse, avoid it altogether because it “sounds like a hassle.” The truth is, some of the smartest financial…
I’ve been watching the mortgage market long enough to know that timing matters — but so does awareness. Too often, homeowners hear about refinancing and think it’s complicated, expensive, or…
When I refinanced my first mortgage, I assumed my credit score would stay exactly the same. Instead, it dipped—and that small change opened my eyes to how refinancing really affects…