I’ve seen too many smart homeowners fall into the 30-year mortgage trap—and the truth is, it’s completely avoidable. For most people, paying off a mortgage feels like a far-off milestone,…
Mortgage rates are stuck—and so are millions of hopeful homebuyers. It’s 2025, and despite whispers of relief, 30-year fixed rates still hover around 7%. The question echoing across dinner tables,…
An interest-only mortgage lets you pay just the interest on your loan for an initial period—giving you lower monthly payments upfront but bigger ones later. As someone who’s helped dozens…
We don’t talk about this enough in real estate: owning a home can be both a dream come true and a financial trap. I’ve worked with smart, financially responsible clients…