Dreaming of life by the ocean without draining your savings? South Carolina offers several beach towns where you can enjoy coastal living on a reasonable budget. Here’s a detailed guide to the cheapest beach towns to live in South Carolina—including home prices, rental costs, and why each place stands out.
What Are the Cheapest Beach Towns to Live in South Carolina?
The most affordable beach towns in South Carolina include Myrtle Beach, Little River, Georgetown, Beaufort, and Edisto Island. These towns combine lower median home prices, reasonable rent, and coastal charm.
Budget-Friendly Beach Towns With Ocean Access
1. Myrtle Beach – Affordable and Active
Myrtle Beach is known for its boardwalk, golf courses, and entertainment options—but it’s also one of the most affordable coastal cities in the U.S.
- Median Home Price: ~$299K
- Why It’s Affordable: High supply from tourism keeps real estate and living costs down.
- Best For: Families, retirees, and first-time homebuyers looking for value.
2. Little River – Quieter, Just Minutes from Myrtle
Just 20 minutes north of Myrtle Beach, Little River offers a peaceful pace without losing coastal appeal.
- Median Home Price: ~$308K
- Why It’s Affordable: Fewer tourists and less commercial development.
- Best For: Retirees and anyone wanting serenity with access to Myrtle Beach amenities.
3. Georgetown – Hidden Historic Gem
With its Lowcountry architecture and rich maritime history, Georgetown provides quiet coastal living at lower prices.
- Median Home Price: ~$244K
- Why It’s Affordable: Less development, lower property taxes.
- Best For: History buffs and those wanting a small-town vibe.
4. Beaufort – Southern Charm With Fair Prices
While waterfront properties can be high-end, Beaufort offers budget options further inland.
- Median Home Price: ~$259K–$380K
- Why It’s Affordable: Hidden opportunities in off-beach neighborhoods.
- Best For: Retirees and families who value charm and community.
5. Edisto Island – Secluded and Peaceful
Unlike busier destinations, Edisto Island keeps things quiet and local.
- Median Home Price: ~$300K
- Why It’s Affordable: Fewer chain businesses and tourist pressures.
- Best For: Nature lovers and privacy seekers.
Comparison Table: Cheapest Beach Towns in South Carolina
Town | Median Home Price | Rent Avg. | Best For |
Myrtle Beach | ~$299K | ~$1,610/month | Families, value seekers |
Little River | ~$308K | ~$1,730/month | Retirees, peace and quiet |
Georgetown | ~$244K | ~$1,479/month | History lovers, budget-minded |
Beaufort | ~$259K–$380K | ~$1,750/month | Retirees, families |
Edisto Island | ~$300K | ~$1,600/month | Nature lovers, privacy seekers |
Why Are These Beach Towns More Affordable?
Several factors influence affordability:
- Lower Tourism: Less foot traffic means fewer inflated prices.
- Limited Luxury Development: Fewer resorts and gated communities keep costs down.
- Distance from Big Cities: Towns farther from Charleston or major metros tend to be cheaper.
- Local Economies: Some towns focus more on residential living than seasonal tourism.
FAQs
Is South Carolina a good place for budget beach living?
Yes! From bustling Myrtle Beach to quiet Georgetown, there’s a wide range of affordable coastal towns.
Where can I find beachfront property under $300K?
Check out Myrtle Beach and Little River—many condos and older homes fall within this range.
Is Beaufort suitable for families?
Absolutely. While it appeals to retirees, Beaufort also offers excellent schools and family-friendly amenities.
Should I buy now or wait?
With rising coastal real estate trends, buying sooner may help you secure a better deal.
Key Takeaways
- Cheapest Beach Towns: Georgetown, Myrtle Beach, Little River.
- Best for Charm and Community: Beaufort, Edisto Island.
- Balance of Price and Lifestyle: Consider tourism levels, luxury development, and city proximity.
Thinking About Settling Down?
Download our FREE Beach Town Budget Checklist to help compare coastal towns based on lifestyle needs, housing costs, and amenities.
Your dream of oceanfront living in South Carolina doesn’t have to come with a luxury price tag. With the right town, you can enjoy sun, surf, and savings all in one place.
