If you’re buying or refinancing property in New York, you’ve probably heard the term CEMA loan tossed around. And if you're wondering whether you should use an Assignment CEMA or…
Understanding the mortgage world in 2025? One major decision you'll face is choosing between a conforming loan and an FHA loan. Whether you're a first-time buyer, an experienced homeowner, or…
Buying your first home is exciting — but it often comes with unexpected costs like mortgage insurance. If you're putting down less than 20%, mortgage insurance might be necessary, but…
(And Should You?) So, you just bought a home—congrats! But maybe now you're hearing that mortgage rates dropped... or maybe your credit score got a glow-up. Suddenly, you're wondering: "Can…