A title search identifies known property issues before purchase, while title insurance provides long-term protection against unforeseen claims. A title search examines public records to confirm ownership and uncover existing…
Yes, a seller can legally refuse an FHA loan offer. Although FHA loans help more people afford homes, their stricter appraisal and property standards, longer closing times, and repair requirements…
When diving into the real estate market—whether for the first time or as a seasoned buyer—it's easy to get swept up in listings, open houses, and mortgage calculators. But before…
To determine if paying mortgage points is worthwhile, perform a breakeven analysis using APR. APR reveals the loan's true cost by including points and fees. The breakeven point is the…